Financing
Flexible financing with the Synchrony Project Card.
A new heating or cooling system is a big purchase. Financing through Synchrony lets you spread it over convenient monthly payments — so you can do the job right, on your timeline.
Apply for financing today
Finance your HVAC project with the Synchrony Project Card. Plus, receive these benefits:
A dedicated credit line
For your heating and cooling projects, separate from your other cards.
Fast credit decisions
A short application, subject to approval, with quick answers.
$0 fraud liability
If your card is ever used without permission, you're not on the hook.
Promotional financing
Pay over time with convenient monthly payments. Ask us for the current terms on your quote.
with no impact to your credit score
Apply for financing in three easy steps
- 1
Call or request a quote
We evaluate the job and put options in writing — repair stays on the table if it makes sense.
- 2
Ask about financing
We'll walk you through the Synchrony Project Card and the promotional terms for your project.
- 3
Apply
Apply online through Synchrony — a short application, subject to approval.
FAQs about HVAC financing
Answers to the questions we hear most about paying for your project over time.
For current cardholders
Need to pay a bill or update your account information? Log in to Synchrony or contact Synchrony Bank Customer Service at 1-866-396-8254.
Login to SynchronyQuestions about financing a project?
Owner-run HVAC, 27 years in the trade. Real answers, no pressure.
Or request a service call online